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The SECURE Act of 2019 Promotes Lifetime Income Stream Planning

The Setting Every Community Up Retirement Enhancement (SECURE) Act of 2019 was passed in December 2019. In an era of a divided government, 71 of 100 senators and 297 of 435 representatives in the House voted in favor of the act. The purpose for the act recognizes that we are living longer and many people …more



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Fiduciaries and Due Diligence

Many people don’t have a comprehensive understanding of the role and responsibility of a fiduciary. Hopefully, this post will bring clarity to you, the beneficiaries of the fiduciary, while shining a spotlight on those that hold themselves out as a fiduciary but are not. Representing the insurance component, I work with many different professionals and …more



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Hospital Ethics Committees Help with the Hardest Decisions

“All we have to decide is what to do with the time that is given us,” wrote J.R.R. Tolkien in The Fellowship of the Ring. But, rarely do we know for sure how much time may be available. So, making end-of-life decisions for ourselves or our loved ones is seldom simple and sometimes excruciating. If …more



Retirement, Aging, and Our Memories

When we were working and even into our early retirement years, it seemed as though our brains had endless number of thoughts – and when given a question or a task – the answer or solution seemed to just pop into our head allowing us to address the issues and move on to the next …more



Writing Saved Me

I feel very lucky. That wasn’t always the case. Stricken with Lyme Disease after moving to Ojai, California in 1997, my life went from a very busy job as a Nurse Practitioner in the second busiest emergency room in Los Angeles county to virtually bedridden. Initially, I found the tick bite and had prophylactic treatment …more



The Piedmont area of Italy

In autumn 2019 my son and I visited the Langhe region in northern Italy. Langhe is the hilly area to the south and east of the river Tanaro in the province of Cuneo in Piedmont. This stunning area is famous for its wine, cheese and truffles. Piedmont is surrounded on 3 sides by the Alps, …more



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Flocking to Portugal

It is not just the seagulls flocking to Portugal! 2,000 people a day are requesting residency here. Yes, two thousand! And why not? The Portuguese people have a well-deserved reputation for their friendliness. Sun shines most of the year, even in the north; more so, the further south you go. The cuisine is fresh and …more



Gold Coast

“The Glitter Strip”, “The GC”, “The Goldie” – these are just a few of the Aussie slang names for the Queensland city famous for it’s 57km strip of sandy beaches. Roughly an hour’s drive south of the state’s capital Brisbane is the Gold Coast. With over 13 million visitors each year, and a population of …more



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