By visiting, using or viewing this site, or any components, including but not limited to video, whether hosted on this site or appearing on other partner and/or related or affiliate sites, you agree to the following Terms Of Service:
 
This web site, its components and the services therein (collectively the “The Site”) may be updated at any time without prior notice.
 
These Terms of Service may be altered at any time without notice to the user(s).It is the user’s responsibility to check back to the Terms of Service to keep informed about changes in policy.
 
The Site is provided on an as-is basis; the owners of the Site accept no liability for the loss of any information or for the failure or partial failure of any component, feature, video or service to operate properly.
 
The Site owners reserve the right to remove any content, component, feature, video or service at any time.
 
The owners of this Site, affiliates, suppliers, advertisers, and agents disclaim all express, implied or statutory warranties of title, non-infringement, merchantability and fitness for a particular purpose with regards to any information or service provided.
 
Your business with, purchasing of products or services from, or participation in promotions of, advertisers found on or through The Site, and any terms, conditions, warranties or representations associated with such business, are solely between you and the advertiser. Furthermore, you agree the Site owners shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such business or as the result of the existence of such advertisers and/or advertisements on The Site.
 
You agree to comply with all local, State and Federal laws regarding online conduct.
 
All content posted on The Site by a third party is the responsibility of that third party. The Site is the distributor of this third party content and assumes no responsibility for content nor makes any claim as to the accuracy or validity of the third party content, including but not limited to video, or services made available within The Site.
 
The sole and exclusive maximum liability of the owners of the Site for any damages or losses shall be the amount paid to the owners of the Site directly by the user, if any, for access to the Site.
 
Any ideas and opinions presented on The Site are for informational and educational purposes only.
 
In no way should any content contained herein be interpreted to represent advice. None of the information contained herein constitutes a recommendation that any particular information is suitable for any specific person.
 
All users, visitors, and viewers agree that under no circumstances will the owners of the Site,. its subsidiaries, partners, officers, employees, affiliates, or agents be held liable for any loss or damage caused by your reliance on information obtained.
 
The Site may provide services, content, data and other information from third party providers, or affiliates and/or links to third party content, whose terms of service may regulate the use of the content.
 
When content from this site, including but not limited to video, appears on the site of a third party partner, affiliate or any other third party site these Terms of Service will control with respect to such content.
 
The Site is for use solely at your own risk. The Site is provided on an “as is” and “as available” basis. The Site owners expressly disclaim all warranties of any kind, whether implied or express, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
 
The Site owners make no warranty that (a) The Site will meet your requirements, (b) The Site will be uninterrupted, timely, secure, or error-free, (c) The Site will be accurate or reliable, (d) the quality of any information, services, or anything otherwise obtained, downloaded, viewed, or used by you through The Site will meet your expectations, and (e) any errors or bugs in The Site will be corrected.
 
No advice or information, whether oral or written, obtained by you from The Site shall create or imply any warranty not expressly stated in these Terms Of Service.
 
These Terms of Service and the relationship between you and the owners of the Site shall be governed by the laws of the State of New York without regard to its conflict of law provisions.
 
Failure of the Site owners to enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision. In the case that any provision of these Terms of Service is found to be invalid, the parties agree to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms of Service remains in full force and effect.
 
The Site is the property of the Site owners. All content on the Site is the property of the Site owners or the respective providers of information to the Site. The Site is provided for non-commercial use only. The Site and all of the contents are protected under United States and International copyright laws. You agree not to copy, reproduce, record, video, photograph, upload, post, transmit, publish or distribute any material in any form other than for personal use, without the express written permission of the Site owners.
 
As per the Digital Millennium Copyright Act of 1998, the owners of the Site will reply to claims of copyright infringement. If you own a copyright, report your notice of infringement by emailing the owners at the Site. Provide your contact information (name, email address), a link on the Site to the material in question and a link to your original material or other proof of infringement.
 
The owners of the Site forbid copying, distribution, modification, public display, or any other use of copyrighted works that causes an infringement of the copyright holder’s rights. As a condition to your use of the website, you agree that you will not use the website to infringe the intellectual property rights of others.
 
Unless otherwise noted all photos on this site are the property of their respective owners and are covered by either a Creative Commons License (cc) or are public domain(pd). Point to photo for photo attribution.
 
The Site owners may alter or discontinue all, any or portions of The Site immediately, in their sole discretion, at any time without cause. These Terms Of Service comprise the entire agreement between you and the Site owners and shall govern your use of The Site.
 
Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of The Site or these Terms of Service must be filed within one year after such claim or cause of action arose or be forever barred.
 
By accepting emails, including various paid subscriptions and free email reports and newsletters, you agree to the terms of the Disclaimer as such may be amended from time to time.
 
If you do not want to receive such offers and mailings, you will be offered an opt-out option by simply clicking the “unsubscribe” link found in our email messages.
 
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