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Gardening, Chickens and Turkeys

When I worked I had a small garden with just a couple items, but when I retired last year I expanded my garden and this year it is even larger. Gardening gets me outside, gets me much needed exercise and gives me some delicious vegetables that have been grown in conditions I can control. I …more



Retirement in Cayman

Cayman may have the least welcoming government in the region towards foreign retirees. 70% or so of the population are expats, and the ethnic Caymanians frankly don’t want any more. Our politicians are all elected on a “no more expats” platform. Nevertheless, the natives are friendly – or at least courteous. Courtesy is a very …more



Please, Do Not Give Up On Living Your Retirement Dream!

For the past year, since the first of the Baby Boomer Bulge reached the age of 65 years, the estimates are that 10,000 Baby Boomers are retiring each day – yes, that is correct – each and every day. Also, from reliable statistics around 70 – 80% of all Baby Boomers have realized they have …more



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Tax Consequences of Gifting Your Home

Many people wonder if it is a good idea to give their home to their children. While it is possible to do this, giving away a house can have major tax consequences, among other results. When you give any individual money or property valued at more than $13,000 in any one year (to go up …more



The Cynical Expat

The definition of ‘cynicism’ appears to have changed over the years. I have always understood the definition to be ‘a sneering faultfinder’, yet later definitions appear to embrace the overall discontent of modern society. It is currently a definition that refers to the belief that people are motivated by self-interest, because they are distrustful of …more



Retirement: A Time to Rediscover Ourselves!

Did you ever watch a flowing stream as it carries a leaf rapidly forward, jarring it left to right and pushing it over and under the rocks and stones in its path? Sometimes our lives may seem like one of those streams….and we’re the leaf. We, being swept up by the responsibilities, duties and hectic …more



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The Transitory Expat

As a newspaper reporter in Spain’s Costa Blanca, I quickly came to love and admire some of my fellow expats, who were enthusiastically determined not to let old age and growing infirmity get in the way of having a really good time. Clubs and associations flourished everywhere and new ones seemed to be appearing all …more



When to collect Social Security, Back of the Envelope Calculations

I am approaching the time when I will have to make the big decision. When to retire and start collecting Social Security. Everywhere I turn I read statements and warnings like the following: If you decide to collect Social Security benefits at sixty two(which is the youngest age you can start collecting), your monthly payments …more



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