Listening to recent revelations in the UK about staff at one of the UK’s major banks currently dealing with claims for the mis-selling of personal protection insurance did not surprise me. Reportedly, staff were told to automatically decline claims on their first presentation, on the basis that most people fail to pursue the issue further. …more
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Many boomers are financially unprepared for retirement. In fact, a recent Associated Press survey shows that most boomers are nowhere near ready for retirement. What’s the problem? Unfortunately, many boomers have succumbed to some financial planning myths that simply won’t fade. And the more you believe the prevalent financial planning myths, the more of a …more
After my first working vacation in Vietnam, I had a feeling that I would like to spend more time in Southeast Asia. I loved the food, the people, the landscape and the culture. I seriously started considering retiring somewhere in Asia, a few years before I actually could take early retirement. I decided to visit …more
“Grandchildren are God’s way of compensating us for growing old,” is a quote by Mary H. Waldrip which anyone who is a grandparent is sure to appreciate. Grandchildren make our hearts swell; they restore our sense of joy and hope; they replenish our energy and creativity. In short, grandchildren make us feel younger in every …more
Individual Retirement Accounts (“IRAs”) are a very popular investment vehicle for retirement, but IRAs also need to be taken into account when contemplating one’s estate plan. Although IRAs can be used to provide for one’s intended heirs either directly or through a trust, proper planning is still required to ensure that the beneficiaries truly benefit …more
I have very little to complain about my life in Spain and the Canary Islands. It is a wonderful place to live and work, and the decision to leave the UK for a new life in the sun was the right one for us. However, I am sometimes asked if there is anything that I …more
My husband and I have had the privilege of living in the beautiful city of Vienna, Austria for over a year with another year, or possibly more, ahead of us. Our decision to move to Vienna was an easy one to make when the opportunity was offered to us. Who wouldn’t want to spend their …more
I had a conversation with a friend who recently retired and he told me how he has been through several financial advisors over the years. Several of these advisors steered him to invest in areas he was not familiar with but he felt those advisors were the pros. So he followed their advice and the …more
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