In 2002, Mark Cardoza was asked to help a family member settle an estate and quickly learned about insurance and its role in estate planning. Shortly after, his father became terminally ill and Mark learned about long-term care needs, such as Medicare and Medicaid. He quickly immersed himself in the industry, learning the intricate functions of asset protection, retirement, estate, and eldercare planning. He holds the designation of CLTC (Certified Long Term Care) specialist and is certified in the area of trusts and estate planning. Mark suggests that when interviewing a professional to choose fiduciaries, you can refer to questionnaires provided by the Retirement Education Resource Center of North America, Inc. (RERCNA) through its book, Positioning 4 Retirement, which discusses team building. Simply go to (scroll down to) STEP 4 - FIND A PROFESSIONAL, and if there isn’t one already vetted in your area, download the questionnaire CHOOSING YOUR TEAM PROFESSIONAL. If you have questions or need assistance, we are available for you by telephone (617-982-3692) or email (info@rercna.com). We will do our best to help you find the true fiduciary professional you need. You can also check out his website or contact him via email.