The concept of a Retirement Index is not new. There are several measures of financial readiness for retirement, both on a broad national level as well as at a more segmented level. Some well-known national indices include the National Retirement Risk Index by Boston College, the International Retirement Security Survey by AARP and the Retirement …more

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Although men and women enter retirement in tandem, women have a very different retirement experience from men. Women enter retirement with less saved due to a lifetime of lower earnings. The average pay for a woman is just seventy-seven cents for every dollar earned by a man, and even less for black and Hispanic women. …more

Last year over 75 billion dollars were lost to the scamming of Americans of all ages. Many of them are too embarrassed to report the scamming, thinking it is their fault. It is not. We all are fairly easy targets. The key is to be alert to the techniques of the scammers and prevent becoming …more

I attended an online security conference this week and there were several workshops that included information that I thought may be of interest. The Basics Routers – if use a router in your home to wirelessly connect one or more PCs, tablets, mobile devices, etc. make sure that it is secure. Every router has an …more

We constantly hear about the need to tackle entitlements as part of getting the federal budget under control, which leads to two compelling questions: Are Medicare and Social Security “entitlements” (is the term accurate)? Is there a need to “reform” them? First, to the question of entitlement. As have we all, I’ve paid into Social …more

We are moving right along with this homesharing lifestyle and are ready to start searching for our ideal roommate! In previous posts I discussed deal-breakers, and setting up your environment. There is another reason for homesharing that I haven’t mentioned yet. I’m a diabetic…have been for 25 years. About two years ago, I was a …more

Statistics show that women live longer than men, on the average 8-10 years longer and 50 percent of marriages end in divorce. Being prepared to manage finances wisely is essential particularly when it comes to retirement. Unfortunately many make mistakes when planning for retirement and women tend to be less prepared than men. While many …more

I’ve previously talked about the reasons for homesharing. If you are a single adult somewhere past the age of 40, it makes sense from a financial perspective to share your housing costs with someone else. It also makes sense to have a companion and not live alone. You can watch TV together, share a cup …more